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You Belong at City National

At City National, we are constantly in search of experienced, client service oriented professionals who want to become a part of our team and make a difference.

Benefits Overview


At City National Bank we're as committed to our colleagues as we are to our clients. When you're a part of our team, we want to help you make the most of your working life, and to maintain a work-life balance that is as comfortable, healthy, and secure as possible.

City National Bank takes a modern approach to benefits, and offers a holistic program of benefits and perquisites which support and address physical, emotional, financial and social needs. Our benefits include comprehensive and competitive services and offerings that provide colleagues and their families with important protections that include:

  • Health Benefits – comprehensive medical & prescription, dental, and vision benefits with the freedom to select the right coverage for you and your family.
  • Well-being – a wellness program that promotes healthy behaviors and provides you with access to a wide range of health tools and resources to help you learn about, adopt and maintain a healthy lifestyle.
  • Tax-free Flexible Spending Accounts – that allow you to set aside pretax dollars to help pay for health and/or dependent day care expenses.
  • Accidental death and dismemberment insurance – Provides financial protection in the event of accident.
  • Life insurance – coverage for you, as well as the option to purchase additional coverage for yourself, your spouse/domestic partner and/or children.
  • Short or Long Term Disability insurance – that provides income replacement for qualifying periods of disability.
  • Business Travel Accident insurance - that provides protections when traveling on City National Bank business.
  • Paid time off benefits – paid benefits for sick time, vacation and specified holidays which vary by service, title and/or geographic area.
  • Retirement benefits – that help you build a solid foundation and save toward a secure financial future. We offer a 401(k) plan that allows you to contribute on a pre-tax or after-tax Roth basis, provides a company match on your contributions up to a specified amount, and also provides for an additional company contribution whether or not you contribute to the plan. Additionally, those who qualify have an opportunity to defer compensation over and above the 401(k) limits in a separate, tax-deferred investment program.

Eligible colleagues can choose from a variety of health and welfare benefit plan options, and may elect to cover their spouse or domestic partner and/or children based on plan-specific criteria.

Other benefits available to colleagues include an employee assistance program, colleague discounts, tuition assistance, banking services and more.

This is a brief summary of benefits offered through City National Bank, and does not replace the plan document(s) or insurance contract(s) that govern in all cases, including eligibility for such benefits. City National Bank reserves the right to amend, modify or terminate any of its benefits plans, options, practices, policies or programs at any time, for any reason, with or without notice.

Additional Benefits

At City National, our goal is to provide a dynamic and challenging work environment, and to reward our colleagues with a fair compensation and benefits package that motivates them to do their best job for our clients.

Colleagues are also eligible for a variety of additional benefits, including:


The Employee Assistance Program is a free, confidential service available to colleagues and eligible family members. EAP provides 24-hour access to experienced and professional counselors for help with a wide range of issues. Private appointments are scheduled at your convenience with a counselor in your area.


Colleagues that meet eligibility requirements may participate in a transit or parking Flexible Spending Account (FSA). These accounts enable colleagues to pay for qualifying transit and parking expenses on a before-tax basis, up to IRS limits, and save on federal and state income taxes.


The Tuition Assistance Program provides reimbursement of certain tuition expenses for job-related courses.


We make a full range of bank services available to colleagues, including savings accounts, credit cards, traveler's checks, safe deposit boxes, and wire transfers. Waived or reduced fees are provided to colleagues for many services.


City National colleagues are eligible for discounts on a wide variety of products and services including Dell computers, sporting events, tickets to entertainment venues such as LEGOLAND® and Universal Studios theme parks, and much more.


City National Bank takes great pride in investing in the communities where we work, live, and conduct business. We believe it is important to support the many colleagues who volunteer their personal time to support needy organizations and causes throughout their community. Dollars for Doers supports colleagues' volunteer efforts by providing a monetary grant to qualified 501(c)(3) non-profit organizations in which a colleague has volunteered a minimum of 20 hours of service.

Benefit Details


City National Bank offers colleagues a comprehensive benefits program that allows you the freedom to select from a variety of insurance coverage based on your individual and family needs. You have flexibility in choosing the right coverage for you and your family.

Benefits of working at City National Bank include:


City National Bank offers a choice of medical plans in most locations.

Medical PPO Plan – a preferred provider organization that gives you the flexibility to receive services from any licensed provider of your choice. But, when you receive care from providers in the authorized PPO network, the annual deductible is lower and covered services are reimbursed at a higher level. Some network services are provided at no cost to you. When you need care, you decide whether to use a PPO network provider or a physician or hospital outside the authorized PPO plan network. In general, you'll need to file claim forms only when you use services outside the specified PPO network.

Medical HMO Plan – a health maintenance organization that consists of a network of doctors, hospitals, health care providers and pharmacies. In general, you select a Primary Care Physician (PCP) from a list of providers / medical groups / independent practice associations within your selected HMO plan's network of authorized providers. Your PCP will coordinate all of your care, including referrals to specialists. In general, you pay a co-payment for certain services such as doctor's office visits, prescriptions, surgeries, and hospitalization. Some services are provided at no cost to you. You generally don't have to meet any annual deductible or file any claim forms. Services not provided and authorized by your HMO provider are generally not covered by the plan.


City National Bank offers a choice of dental plans in most locations:

Dental PPO – this plan offers the flexibility to see any dentist of your choice. You can use dentists in the authorized dental PPO network and receive the highest reimbursement from the plan, or any licensed dentist you choose outside the network for a lower reimbursement level of benefits. Whether you use network or out-of-network services, the plan covers preventive care with no deductible. Other eligible services are covered after you meet an annual deductible. Benefits are subject to an annual maximum.

Dental HMO – under this plan, you select a dentist within the authorized dental HMO network to provide all of your dental care. You make a co-payment for some services; other services are provided at no cost. The level of co-payment depends on the type of service. You don't have to meet an annual deductible or file any claim forms. The dental HMO plan provides coverage for orthodontia. Dental services that are not provided by your chosen dental HMO dentist are not covered by the plan.


Two vision plans from which to choose. Each provides coverage, at varying frequencies, for eye exams, lenses, frames, and contacts (instead of lenses & frames). Certain services are provided at no cost after the co-payment, others are reimbursed up to a specified allowance. When you receive services from a doctor participating in the network of the vision plan you've selected you receive the highest reimbursement from the plan.


FSA accounts allow you to set aside money to pay for unreimbursed health care expenses or certain dependent day care expenses on a before-tax basis. When you incur an eligible expense, you file a claim for reimbursement. You never pay taxes on the money you contribute to the spending account, even when you are reimbursed. City National's benefits program gives you the choice to participant in a Health Care FSA and/or Dependent Care FSA.


Eligible colleagues are provided with a specified amount of term life insurance at no cost. Additionally, colleagues may select from various options to purchase additional (supplemental) colleague term life insurance in multiples of salary. Colleagues may also elect to purchase life insurance on a spouse or domestic partner and/or eligible children in various amounts.


AD&D insurance provides financial protection in cases of death or dismemberment due to an accident. This type of insurance does not cover death due to illness. You can purchase AD&D insurance for yourself only or for you and your eligible dependents.


Long Term Disability (LTD) insurance, in general, provides you with income protection in case of an illness or injury resulting in a disability that lasts for a specified extended period. Eligible colleagues are provided with Basic LTD coverage at no cost. Colleagues may purchase additional Supplemental LTD coverage subject to plan provisions and limitations.

Short-Term Disability provides income protection for a disability longer than seven days and is available for purchase by colleagues in specified locations.


This insurance provides protection to all colleagues for accidents that occur while traveling on City National business. The coverage is fully paid by City National and you do not need to enroll to be covered.


Coverage is available to colleagues who are regularly scheduled to work 30 or more hours per week. Covered dependents may include your spouse or domestic partner and/or children, subject to each plan's specific eligibility criteria.


Together, you and the Bank share in the cost of your benefits coverage. CNB pays the full cost of basic life insurance, basic long term disability insurance, Business Travel Accident insurance, and the Employee Assistance Program. CNB also pays most of the cost of medical and dental coverage. You pay the cost of other benefits. Your share of the cost is generally paid through payroll deductions on a before-tax basis, except that certain benefits may be paid by you on an after-tax basis.

This is a brief summary of the insurance benefits offered through City National Bank and does not replace the plan document(s) or insurance contract(s) which govern in all cases.



City National's retirement benefits enable colleagues to build a solid foundation and help secure a financial future.

Our retirement benefits are provided by the City National Corporation Profit Sharing Plan ("PS+ Plan"). The Plan combines both profit sharing and 401(k) plan features. The 401(k) feature enables you to make tax-deferred and/or Roth after-tax employee contributions.


Colleagues who are members of a job class that is entitled to paid vacation time are eligible to participate in the PS+ Plan on their date of hire or transfer into an eligible job class.


Once eligible, you can elect to defer 1% to 50% of your eligible pay into the Plan (subject to IRS limitations). Also, "catch-up" contributions are permitted for those eligible.


City National will match 50% of the first 6% of pay you contribute to the Plan in a payroll period. These "Matching Contributions" are allocated to your account the same time your basic 401(k)contributions are allocated. You are always fully vested in your Matching Contributions. 401(k) Catch-Up Contributions are not matched.


Employer Contributions for any calendar year are allocated to eligible Participants who are working for City National on the last business day of the year, whether or not the Participant made employee contributions during the year.

You vest, or earn ownership, in your Employer Contributions based on your Years of Service with City National. You become 25% vested after two Years of Service, and earn another 25% of vesting credit each year thereafter, until you are fully vested after five Years of Service.


The Plan offers a broad range of investment options including City National Corporation Stock, five Predetermined Models, approximately 30 Mutual Funds, and an Individually Directed Account (IDA) option.


Borrow up to a maximum of 50% of your total vested account balance, subject to a minimum and maximum loan amount.


Rollover contributions are accepted from a taxable (deductible) IRA or another Find


The information provided on our website is a brief summary of benefits offered through City National Bank. A detailed description of each benefit is provided in The Benefits Book that we make available to all employees and eligible candidates. This summary does not replace the plan document(s) or insurance contract(s) that governs in all cases. The company reserves the rights to modify, amend, or terminate the plans and benefits, in whole or in part, with or without prior notice at any time.

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